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North Dakota: accident reporting rules

When you must report a car accident to police or the state, the damage threshold, and the deadline.

Report required if there isDeath, injury, or over $1,000 damage
DeadlineImmediately

'Immediately' usually means calling police from the scene. A police report does not always satisfy a separate DMV report. Your insurer also needs prompt notice under your policy.

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in North Dakota.

Also for North Dakota: Car insurance by state in North Dakota · Claim deadlines in North Dakota · Small claims limits in North Dakota · Total loss rules in North Dakota · Shared fault rules in North Dakota · Lemon law rules in North Dakota · Sales tax rates in North Dakota · Phone-while-driving laws in North Dakota · Motorcycle helmet laws in North Dakota · Gas tax in North Dakota

How we checked this

Thresholds come from the AAA Digest of Motor Laws as published in a 2026 table, compared with a second insurer table. States where the two differ are marked for review. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.

Cross-checked sources agree   Checked on official source confirmed on a government, court or legislature site   Single detailed source one detailed table built from statutes or official data   Under review sources disagree; read the note and the law.