AutoClaimTimeline

Comparative and contributory negligence by state

Whether you can still recover money if you were partly at fault for an accident, and how much your share of fault costs you.

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Rules have exceptions; open your state for details and the law it comes from.

StateRuleWhen you are barred
AlabamaContributory negligenceBarred if you are even 1% at fault
AlaskaPure comparative negligenceUp to 99% at fault: damages reduced by your share
ArizonaPure comparative negligenceUp to 99% at fault: damages reduced by your share
ArkansasModified comparative negligence (50% bar)Barred if you are 50% or more at fault
CaliforniaPure comparative negligenceUp to 99% at fault: damages reduced by your share
ColoradoModified comparative negligence (50% bar)Barred if you are 50% or more at fault
ConnecticutModified comparative negligence (51% bar)Barred if you are 51% or more at fault
DelawareModified comparative negligence (51% bar)Barred if you are 51% or more at fault
District of ColumbiaContributory negligence (51% bar for pedestrians and cyclists)Barred at 1% fault; pedestrians and cyclists barred only at 51%+
FloridaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
GeorgiaModified comparative negligence (50% bar)Barred if you are 50% or more at fault
HawaiiModified comparative negligence (51% bar)Barred if you are 51% or more at fault
IdahoModified comparative negligence (50% bar)Barred if you are 50% or more at fault
IllinoisModified comparative negligence (51% bar)Barred if you are 51% or more at fault
IndianaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
IowaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
KansasModified comparative negligence (50% bar)Barred if you are 50% or more at fault
KentuckyPure comparative negligenceUp to 99% at fault: damages reduced by your share
LouisianaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
MaineModified comparative negligence (50% bar)Barred if you are 50% or more at fault
MarylandContributory negligenceBarred if you are even 1% at fault
MassachusettsModified comparative negligence (51% bar)Barred if you are 51% or more at fault
MichiganModified comparative negligence (51% bar)Barred if you are 51% or more at fault
MinnesotaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
MississippiPure comparative negligenceUp to 99% at fault: damages reduced by your share
MissouriPure comparative negligenceUp to 99% at fault: damages reduced by your share
MontanaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
NebraskaModified comparative negligence (50% bar)Barred if you are 50% or more at fault
NevadaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
New HampshireModified comparative negligence (51% bar)Barred if you are 51% or more at fault
New JerseyModified comparative negligence (51% bar)Barred if you are 51% or more at fault
New MexicoPure comparative negligenceUp to 99% at fault: damages reduced by your share
New YorkPure comparative negligenceUp to 99% at fault: damages reduced by your share
North CarolinaContributory negligenceBarred if you are even 1% at fault
North DakotaModified comparative negligence (50% bar)Barred if you are 50% or more at fault
OhioModified comparative negligence (51% bar)Barred if you are 51% or more at fault
OklahomaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
OregonModified comparative negligence (51% bar)Barred if you are 51% or more at fault
PennsylvaniaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
Rhode IslandPure comparative negligenceUp to 99% at fault: damages reduced by your share
South CarolinaModified comparative negligence (51% bar)Barred if you are 51% or more at fault
South DakotaSlight/gross negligence comparisonRecovery only if your fault is slight compared with the other side's
TennesseeModified comparative negligence (50% bar)Barred if you are 50% or more at fault
TexasModified comparative negligence (51% bar)Barred if you are 51% or more at fault
UtahModified comparative negligence (50% bar)Barred if you are 50% or more at fault
VermontModified comparative negligence (51% bar)Barred if you are 51% or more at fault
VirginiaContributory negligenceBarred if you are even 1% at fault
WashingtonPure comparative negligenceUp to 99% at fault: damages reduced by your share
West VirginiaModified comparative negligence (50% bar)Barred if you are 50% or more at fault
WisconsinModified comparative negligence (51% bar)Barred if you are 51% or more at fault
WyomingModified comparative negligence (51% bar)Barred if you are 51% or more at fault

How we checked this

Rules come from a statute-cited 2026 personal injury table and match a defense firm's 51-jurisdiction chart, including Florida's 2023 change to a 51% bar. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.

Cross-checked sources agree   Checked on official source confirmed on a government, court or legislature site   Single detailed source one detailed table built from statutes or official data   Under review sources disagree; read the note and the law.