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Georgia: claim deadlines

How quickly an insurer must acknowledge your claim, decide it, and pay once it agrees.

Time to acknowledge your claim15 days
Time to accept or deny15 days after proof of loss (30 days after notice if no proof of loss is required; 60 days at most)
Time to pay10 days after the amount is agreed
RuleGa. Comp. R. & Regs. 120-2-52

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in Georgia.

Also for Georgia: Car insurance by state in Georgia · Small claims limits in Georgia

How we checked this

Florida and Louisiana were confirmed on state sources after their 2023 and 2024 changes; California, Texas and Georgia match current law-firm summaries. Other states come from a 50-state survey of claim rules and are marked for review. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.

Cross-checked sources agree   Checked on official source confirmed on a government, court or legislature site   From a statute-cited table one detailed source   Under review sources disagree; read the note and the law.