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Alaska: rules and deadlines at a glance
Every 14 topic we track for Alaska on one page. Open a topic for the details, the law it comes from and how Alaska compares.
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Car insurance by state · Claim deadlines · Small claims limits · Total loss rules · Shared fault rules · Accident reporting rules · Lemon law rules · Sales tax rates · Phone-while-driving laws · Motorcycle helmet laws · Gas tax · Uninsured drivers · Marijuana laws
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.
| Personal injury | 2 years |
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| Property damage | 2 years |
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| Minimum liability | $50,000 / $100,000 / $25,000 |
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| Fault system | At-fault (the driver who caused it pays) |
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| Shared-fault rule | Pure comparative: recovery reduced by your share of fault |
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| Acknowledge | 10 working days |
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| Accept or deny | 15 working days after proof of loss |
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| Pay | Undisputed amount within 30 working days of proof of loss |
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| Dollar limit | $10,000 |
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| Filing fee | $50 or $100 |
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| Lawyers | Allowed |
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| Total loss rule | Total loss formula |
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| Rule | Pure comparative negligence |
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| When you are barred | Up to 99% at fault: damages reduced by your share |
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| Report required if | Death, injury, or over $2,000 damage |
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| Deadline | 10 days |
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| Repair attempts or days | 3 attempts or 30 business days |
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| Coverage period | Warranty or 1 year, whichever first |
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| State rate | None |
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| Combined average | 1.82% |
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| Handheld ban | No |
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| Texting ban | Yes, primary |
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| Law type | Partial |
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| Who must wear one | Riders under 18 or with an instructional permit, and all passengers |
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Gas tax Single detailed source
| Gasoline | 8.9¢ per gallon |
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| Diesel | 8.9¢ per gallon |
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| Drivers uninsured | 12.5% |
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| UM/UIM coverage | Not required (insurers must offer it) |
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| Legal status | Recreational and medical |
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