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Kansas: rules and deadlines at a glance
Every 14 topic we track for Kansas on one page. Open a topic for the details, the law it comes from and how Kansas compares.
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Car insurance by state · Claim deadlines · Small claims limits · Total loss rules · Shared fault rules · Accident reporting rules · Lemon law rules · Sales tax rates · Phone-while-driving laws · Motorcycle helmet laws · Gas tax · Uninsured drivers · Marijuana laws
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.
| Personal injury | 2 years |
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| Property damage | 2 years |
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| Minimum liability | $25,000 / $50,000 / $25,000 |
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| Fault system | No-fault (PIP pays first; lawsuits limited) |
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| Shared-fault rule | Modified comparative: barred at 50% fault or more |
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| Acknowledge | 10 working days |
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| Accept or deny | 15 working days after proof of loss; investigation within 30 days |
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| Pay | Not set by rule |
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| Dollar limit | $10,000 |
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| Filing fee | $35 or $55 plus surcharges |
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| Lawyers | Not before judgment unless the other side has one |
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| Total loss rule | 75% of actual cash value |
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| Rule | Modified comparative negligence (50% bar) |
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| When you are barred | Barred if you are 50% or more at fault |
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| Report required if | Death, injury, or $1,000 or more of damage |
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| Deadline | Immediately, by the quickest means |
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| Repair attempts or days | 4 attempts (10 for different defects) or 30 calendar days |
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| Coverage period | Warranty or 1 year, whichever first |
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| State rate | 6.50% |
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| Combined average | 8.71% |
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| Handheld ban | No |
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| Texting ban | Yes, primary |
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| Law type | Partial |
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| Who must wear one | Riders under 18 |
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Gas tax Single detailed source
| Gasoline | 25.0¢ per gallon |
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| Diesel | 27.0¢ per gallon |
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| Drivers uninsured | 12.0% |
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| UM/UIM coverage | Uninsured and underinsured motorist required |
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