Nebraska: rules and deadlines at a glance

Every 14 topic we track for Nebraska on one page. Open a topic for the details, the law it comes from and how Nebraska compares.

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Car insurance by state · Claim deadlines · Small claims limits · Total loss rules · Shared fault rules · Accident reporting rules · Lemon law rules · Sales tax rates · Phone-while-driving laws · Motorcycle helmet laws · Gas tax · Uninsured drivers · Marijuana laws

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.

Filing deadlines (statute of limitations)

Personal injury	4 years
Property damage	4 years

Car insurance by state

Minimum liability	$25,000 / $50,000 / $25,000
Fault system	At-fault (the driver who caused it pays)
Shared-fault rule	Modified comparative: barred at 50% fault or more

Claim deadlines

Acknowledge	15 working days
Accept or deny	15 working days after proof of loss, or written delay notice every 30 days
Pay	Undisputed amount offered within 15 working days; paid 15 working days after acceptance

Small claims limits Single detailed source

Dollar limit	$7,500 (since July 1, 2025)
Filing fee	$58
Lawyers	Not at the hearing

Total loss rules

Total loss rule	75% of actual cash value

Shared fault rules

Rule	Modified comparative negligence (50% bar)
When you are barred	Barred if you are 50% or more at fault

Accident reporting rules

Report required if	Death, injury, or over $1,000 damage
Deadline	10 days

Lemon law rules Single detailed source

Repair attempts or days	4 attempts or 40 days
Coverage period	Warranty or 1 year, whichever first

Sales tax rates Single detailed source

State rate	5.50%
Combined average	6.98%

Phone-while-driving laws Single detailed source

Handheld ban	No
Texting ban	Yes, secondary

Motorcycle helmet laws Single detailed source

Law type	Partial
Who must wear one	Riders under 21

Gas tax Single detailed source

Gasoline	32.7¢ per gallon
Diesel	32.1¢ per gallon

Uninsured drivers

Drivers uninsured	9.5%
UM/UIM coverage	Uninsured and underinsured motorist required

Marijuana laws

Legal status	Medical only