← All states
Connecticut: rules and deadlines at a glance
Every 14 topic we track for Connecticut on one page. Open a topic for the details, the law it comes from and how Connecticut compares.
Compare Connecticut with another state →
Car insurance by state · Claim deadlines · Small claims limits · Total loss rules · Shared fault rules · Accident reporting rules · Lemon law rules · Sales tax rates · Phone-while-driving laws · Motorcycle helmet laws · Gas tax · Uninsured drivers · Marijuana laws
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply; open a topic for the details.
| Personal injury | 2 years |
|---|
| Property damage | 2 years |
|---|
| Minimum liability | $25,000 / $50,000 / $25,000 |
|---|
| Fault system | At-fault (the driver who caused it pays) |
|---|
| Shared-fault rule | Modified comparative: barred at 51% fault or more |
|---|
| Acknowledge | No fixed number of days; must act with reasonable promptness |
|---|
| Accept or deny | Reasonable time |
|---|
| Pay | Not set by rule |
|---|
| Dollar limit | $5,000 ($15,000 for home improvement or new construction) |
|---|
| Filing fee | $95 |
|---|
| Lawyers | Allowed |
|---|
| Total loss rule | Total loss formula |
|---|
| Rule | Modified comparative negligence (51% bar) |
|---|
| When you are barred | Barred if you are 51% or more at fault |
|---|
| Report required if | Death, injury, or over $1,000 damage |
|---|
| Deadline | 5 days |
|---|
| Repair attempts or days | 2 for a serious safety hazard; 4 attempts; or 30 calendar days |
|---|
| Coverage period | 2 years or 24,000 miles, whichever first |
|---|
| State rate | 6.35% |
|---|
| Combined average | 6.35% |
|---|
| Handheld ban | Yes, all drivers (primary) |
|---|
| Texting ban | Yes, primary |
|---|
| Law type | Partial |
|---|
| Who must wear one | Riders under 21 |
|---|
Gas tax Single detailed source
| Gasoline | 25.0¢ per gallon |
|---|
| Diesel | 49.9¢ per gallon |
|---|
| Drivers uninsured | 11.8% |
|---|
| UM/UIM coverage | Uninsured and underinsured motorist required |
|---|
| Legal status | Recreational and medical |
|---|